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LOBBY: DRIVE-UP |
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CHARGE CHECKING: |
| THRIFT
CHECKING: Our Thrift Account requires a $50.00 minimum opening balance, but no minimum balance thereafter. This account is for you if you'd like your canceled checks returned to you in your statement and don't write many checks each month. There is a $0.10 charge per check written and the per item overdraft/returned check charge for this account is $20.00(back) |
| REGULAR
CHECKING: To receive your canceled checks without any monthly service charges, try our Regular Checking Account. This account remains free of monthly charges if a $300.00 average balance is maintained. If your average balance falls below $300.00 during the month, a $0.20 charge per check written is assessed. The per item overdraft/returned check charge for this account is $20.00(back) |
| SUPER
NOW CHECKING: Would you like to earn interest on your account and have unlimited access to your funds? Try our Super NOW Account. You'll earn interest according to the current rates being paid for balances up to $2,499.99, and for balances over $2,500.00. If the balance falls below $500.00 during the month, the account is subject to a $5.00 service charge plus a $0.20 per check written charge. The per item overdraft/returned check charge for this account is $20.00 Your canceled checks will not be returned to you. (back) |
| MONEY
MARKET CHECKING: Use this account to earn interest on higher deposit amounts. Our rates are very competitive, according to the current rates being paid for the balances listed below. This account has a limit of six transactions per month, up to three by check to third parties. If the balance falls below the $2500.00 minimum during the month, the account is subject to a $5.00 service charge. If more than three checks are written during the month, a $1.00 charge per check over three is assessed. The per item overdraft/returned check charge for this account is $20.00 Your canceled checks are not returned to you. (back) |
| PERSONAL
INVESTOR MONEY MARKET CHECKING: For balances of at least $15,000.00, our Personal Investor Money Market Account offers you top-level interest rates, based on the balances below. This account is limited to six transactions per month, up to three by check to third parties. If the balance falls below the $15,000.00 minimum during the month, a $5.00 service charge will be assessed. If more than three checks are written during the month, a $1.00 charge per check over three is assessed. The per item overdraft/returned check charge for this account is $20.00 Your canceled checks will not be returned to you. (back) |
| PASSBOOK
SAVINGS: After a $50.00 opening balance, no minimum balance is required and no monthly service charges are assessed. (Minor accounts do not require a minimum opening balance.) You'll earn competitive interest on your account and your statement will be mailed semi-annually. There is a $20.00 per item overdraft charge. (back) |
| STATEMENT
SAVINGS: If you wish to have automatic debits or credits to your savings account, your statement will be mailed monthly. All other features of our Statement Savings Account are the same as our Passbook Savings Account. (back) |
| CERTIFICATE
OF DEPOSIT ACCOUNT: Whether you are looking for a short or long-term investment, try one of our Certificates of Deposit. Maturities range from 3 to 36 months, with special rates occuring at special times. (back) |
| INDIVIDUAL
RETIREMENT ACCOUNT: Start now to build a solid financial foundation for your retirement. We can design an IRA that will work with your budget and goals. Decide which of the available IRA's-Traditional, Roth or Educational-work for you and open your account with a $500.00 minimum deposit. Discuss your options with one of our knowledgeable personal bankers. (back) |