Loans

Our goal here at Intercity has always been to help entrepreneurs, small business owners, large corporations, and local municipalities in a variety of ways. We offer unique opportunities, from starting a company to maintaining your finances to expanding your business. Your success is our success!

We have been an active participant in funding the vigorous growth of our area. Contact us today for a free financing consultation or read more about our business loan options.

Real Estate Loans

Whether you are planning to purchase your first building, looking to relocate or interested in reinvesting in your current location, Intercity can create a real estate loan that meets your needs.

Construction Loans
We have funded numerous commercial construction and facility projects for successful and growing companies restrained by existing space shortcomings.

Capital Improvement Loans
This type of loan provides the flexibility of a longer amortization, allowing you to spread the payments out to minimize the impact of monthly obligations. It allows you to reinvest in your current office environment or plant without depleting cash flow.

Investment Property
Whether you are contemplating investing in a commercial building to lease office or retail space, a multi-family apartment complex, strip mall, duplex, or single family rental property, we provide flexible options for you to achieve your financial goals.

Development Loans
New residential subdivisions and commercial tracts continue to surface. Intercity has provided funding to many developers throughout the years and can provide excellent structural options.

Equipment & Vehicle Loans

We recommend these types of loans when purchasing or refinancing critical pieces of your operation. Loan terms are established to coincide with the age and condition of the item you are financing. Amortizations are most frequently set at 3-10 years, contingent upon the anticipated life of the vehicle or piece of equipment.

Acquisition Loans

For those businesses considering growth strategies, the acquisition of an existing company may be the best solution. Intercity has structured multi-million dollar financing packages to accommodate such transactions.

SBA & Other Government Loans

Intercity State Bank participates in many loan programs designed to help when conventional financing is not easily obtained. Small Business Administration (SBA) and Wisconsin Housing and Economic Development Authority (WHEDA) loans can be used for virtually any business purpose. We also have the ability to partner with other business development companies like the Marathon County Development Corporation (McDEVCO) Revolving Loan Fund and Wisconsin Business Development Finance Corporation (WBD). Applications with these entities are subject to program approval.

Business Credit Card (Elan)

Convenience and high quality record keeping are attractive features of this program. Apply with one of our business bankers and consider options among travel cards that can earn airline points toward airfare, to no annual fee opportunities requiring only one minimum purchase annually.