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Checking and Savings
Choosing the right checking
or savings option is not always easy. Below is a description
of each option that will help you select the one that will be
most beneficial to your business.
Checking Options
No
Charge Business Checking Account
This account is designed with
your business in mind if you only plan to have limited monthly
transactions. If activity exceeds 99 items for two consecutive
months the account will automatically be switched to a regular
account.
Thrift Business Checking Account
This account is ideal if you are
looking for a low activity account, and would like to have
your check images returned to you for a small monthly maintenance
fee. If activity exceeds 99 items for two consecutive
months the account will automatically be switched to a regular
account.
Regular
Business Checking Account
This is designed for accounts with high volume transactions.
Check images are returned with monthly statements. All charges
are offset by an earnings credit based on the rate currently
being paid on Intercity State Bank NOW Accounts adjusted each
statement cycle on average collected balance. Whenever your earnings
credit is not sufficient to offset the charges, a monthly service
charge is automatically debited from your account.
View our Bank Services & Fees for
more details.
Savings Options
Commercial Money
Market Account
Watch your funds accumulate interest and still have the ability
to make limited transactions each month.
Passbook Savings
You won't get tangled up in minimum monthly balances or service
charges with this account, and you'll enjoy the conveniences
of having statements mailed to you semi-annually.
Statement Savings
Make automatic debits or credits to your savings account and
get your statement sent to you monthly.
Certificate
of Deposit (CD)
You'll receive competitive interest rates with maturities from
3 to 36 months.
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