Home Equity

At Intercity State Bank, we make it easy to borrow smartly with our Home Equity Line of Credit or Home Equity Loan. Use it for college tuition, home improvement, buying a car, consolidation of bills or unplanned expenses. As an added benefit, the interest you pay on your home equity line or loan may be tax deductible*. Check out our calculators.

Home Equity Line of Credit - Want flexibility? Simply open a line of credit (HELOC) and access your funds by using your HELOC debit card, or by writing a check. As you repay funds borrowed against your equity line, they immediately become available again. Use as little or as much as you want, when you want.

Home Equity Loan - Want your total loan amount provided right away? With a Home Equity Loan, you receive a lump sum up front and make regular monthly payments over a set period of time.

* Please consult your tax advisor regarding tax deductibility.

All loans subject to approval.