At Intercity State Bank, we make it easy to borrow smartly with our Home Equity Line of Credit or Home Equity Loan. Use it for college tuition, home improvement, buying a car, consolidation of bills or unplanned expenses. As an added benefit, the interest you pay on your home equity line or loan may be tax deductible*. Check out our calculators.
Home Equity Line of Credit - Want flexibility? Simply open a line of credit (HELOC) and access your funds by using your HELOC debit card, or by writing a check. As you repay funds borrowed against your equity line, they immediately become available again. Use as little or as much as you want, when you want.
Home Equity Loan - Want your total loan amount provided right away? With a Home Equity Loan, you receive a lump sum up front and make regular monthly payments over a set period of time.
* Please consult your tax advisor regarding tax deductibility.
All loans subject to approval.