Borrowing

Need a loan to help finance college?  Or how about a car, truck or recreational vehicle? We can help. At Intercity State Bank, we feature:

Car, Truck or Recreational Vehicle Loans

  • Customized terms to fit your situation
  • Fixed payments to make budgeting easier
  • No pre-payment penalty
  • Payment by coupon or automatic deduction
  • Optional credit life and disability insurance

Check out our personal financing calculators.

Smart Option Student Loan® by Sallie Mae

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan option is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. The Smart Option Student Loan® features and benefits:

  • We offer a choice of competitive fixed and variable interest rates, providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

To learn more or apply, please get started here. (This link will take you to Sallie Mae.com, an approved third-party partner of Intercity State Bank. Feel free to call your personal banker at the bank for more details.)