Checking

Intercity State Bank offers several different types of checking accounts. Some of our accounts are traditional; others are interest bearing. Whether you want freedom from monthly service charges or an account that offers a competitive interest rate, we have an account that’s right for you.

Other popular features available to our checking customers are: No fee debit cards, automatic transfers, online and telephone banking, and e-statements. With e-statements, you can have:

  • an electronic version of your statement;
  • instant and secure access, 24 hours per day;
  • a statement archive for reference;
  • improved financial security with nothing to get lost or intercepted in the mail; and
  • the option to print your statement as many times as you want, or not at all.

Click here for more information on how to sign-up for e-statements.

Read more about the type of account that is right for you or visit your convenient Intercity State Bank location to open a checking account today.

If you are a current customer and your debit card is lost or stolen during non-business hours, please call 1-800-528-2273 for immediate assistance.

Traditional Checking Accounts

No Charge Checking
This is our most popular account. Enjoy freedom from monthly service charges and average monthly balances. For your convenience, you will also receive a monthly e-statement.

Statement Checking
Similar to the No Charge Checking account – no minimum balance and no monthly maintenance fee. There is a $2 monthly fee to receive a mailed paper statement.

 

Interest Bearing Checking Accounts

Super NOW Checking
Enjoy unlimited access to your account while watching it earn interest. A minimum balance is required.

Money Market Checking
This is a competitive interest-bearing account where your rate is determined by the account balance. You can make limited transactions each month.

Personal Investor Money Market Checking
Watch your interest accumulate on higher deposit amounts, while having the ability to make limited transactions each month with this competitive interest-bearing account.

Checking Accounts At-A-Glance

ACCOUNT TYPE

Minimum to open

Minimum Daily Balance

Interest

Monthly Fee

Per Check Written Charge

No Charge

$50

None

Zero

Zero

None

Statement

$50

None

Zero

Zero

None

Super NOW

$500

$500

Variable

$5.00 for balances under $500

$0.20 for balances under $500 average

Money Market

$2,500

$2,500

Variable

$5.00 for balances under $2,500

$1.00 per check over 6 limit

Personal Investor

$10,000

$10,000

Variable

$5.00 for balances under $10,000

$1.00 per check over 6 limit

View a complete list of Bank Services & Fees.

Questions? Contact us today.