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Intercity State Bank

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Rates

Click below for a list of current rates provided by Intercity State Bank.


Home Mortgage Rates

Product Rate APR Payment
15 Year Fixed 5.000% 5.134% $791
20 Year Fixed 5.375% 5.482% $681
30 Year Fixed 5.375% 5.454% $560

Rates effective as of 02/02/2023

Rates based on a loan amount of $100,000 with loan-to-value of 80% and a credit score above 740. Payment amounts do not include taxes and insurance premiums and the actual payment obligation will be greater. Annual Percentage Rates (APR) and interest rates may vary based on terms and loan type. All loans subject to approval. Rates are subject to change without notice.

Product Amortization Rate APR Payment
6-Year Balloon1 15 Years 6.750% 6.959% $886
6-Year Balloon2 20 Years 7.125% 7.325% $784
6-Year Balloon3 30 Years 7.250% 7.443% $683

Rates effective as of 11/11/2022

  1. Payment on a $100,000 6-yr. balloon mortgage at 6.959% APR (amortized 15 yrs.), would be $886 per month.  At the end of 6 years the balance due would be $72,377.84 if only the minimum payments are made. 
  2. Payment on a $100,000 6-yr. balloon mortgage at 7.325% APR (amortized 20 yrs.), would be $784 per month.  At the end of 6 years the balance due would be $83,874.35 if only the minimum payments are made. 
  3. Payment on a $100,000 6-yr. balloon mortgage at 7.443% APR (amortized 30 yrs.), would be $683 per month.  At the end of 6 years the balance due would be $93,686.87 if only the minimum payments are made. 

Rates based on a loan amount of $100,000 with loan-to-value of 80%. Payment amounts do not include taxes and insurance premiums and the actual payment obligation will be greater. Annual Percentage Rates (APR) and interest rates may vary based on terms and loan type. All loans subject to approval. Rates are subject to change without notice.


Savings Rates

Product** Annual Percentage Yield (APY) Interest Rate Minimum Deposit to Open Minimum Collected Balance to Earn APY
Savings 0.15% 0.15% $50 $0

Rates effective as of 11/08/2022

**The interest rate and annual percentage yield is variable and may change after the account is opened. Fees could reduce the earnings on the account.


Interest-Bearing Checking Rates

Product* Annual Percentage Yield (APY) Interest Rate Minimum Deposit to Open Minimum Collected Balance to Earn APY
Super NOW Checking 0.10% 0.10% $500 $2,500.00 and over
0.05% 0.05% $0.01-$2,499.99
Health Savings Account 0.65% 0.65% $50 $25,000.00 and over

Rates effective as of 11/08/2022

*The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. 


Money Market Rates

Product* Annual Percentage Yield (APY) Interest Rate Minimum Deposit to Open Minimum Collected Balance to Earn APY
Money Market 0.10% 0.10% $2,500 $10,000 and over
0.10% 0.10% $2,500 – $9,999.99
0.05% 0.05% $.01 – $2,499.99
Personal Investor Money Market 3.00% 2.96% $10,000.00 $300,000.00 and over
1.00% 1.00% $150,000.00-$299,999.99
0.65% 0.65% $75,000 – $149,999.99
0.25% 0.25% $10,000 – 74,999.99
0.05% 0.05% $0.01 – $9,999.99

Rates effective as of 2/01/2023
*The interest rate and annual percentage yield may change after account is opened. Fees could reduce the earnings on the account.


CDs and IRA Rates

 

CDs/IRAs* Annual Percentage Yield (APY) Interest Rate Minimum Deposit to Open
03 Month CD 0.50% 0.50% $1,000
06 Month CD 0.60% 0.60% $1,000
12 Month CD 1.00% 1.00% $1,000
18 Month CD 1.00% 1.00% $1,000
24 Month CD 1.50% 1.49% $1,000
36 Month CD 2.00% 1.99% $1,000
48 Month CD 2.00% 1.99% $1,000
60 Month CD 2.00% 1.99% $1,000
12 Month IRA 1.50% 1.49% $500
24 Month IRA 1.50% 1.49% $500

Rates effective as of 11/08/2022

*A penalty may be imposed for early withdrawal. 


Schofield Office
962 Grand Avenue
Schofield, WI 54476
p: 715-359-4231
f: 715-359-7700

Lobby
Monday – Thursday: 9:00am – 5:00pm
Friday: 9:00am - 5:00 pm

Drive-Up
Monday – Thursday: 7:30am – 5:30pm
Friday: 7:30am -5:00pm

View All Hours
Weston Office
2900 Schofield Avenue
Weston, WI 54476
p: 715-359-4920
f: 715-355-4686

Lobby
Monday – Thursday: 9:00am – 5:00pm
Friday: 9:00am - 6:00pm

Drive-Up
Monday – Thursday: 7:30am – 5:30pm
Friday: 7:30am – 6:00pm
Saturday: 7:30am – 12:00 pm

View All Hours
Wausau Office
3600 Stewart Avenue, Suite A
Wausau, WI 54401
p: 715-241-0400
f: 715-241-0450

Lobby
Monday – Friday: 9:00am – 5:00pm


Drive-Up
Monday – Thursday: 7:30am – 5:30pm
Friday: 7:30am – 6:00pm
Saturday: 7:30am – 12:00 pm

View All Hours
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