Borrowing

Whether It’s College Or A Car, We’re Here For You.

Need a loan to help finance college? Or how about a car, truck or recreational vehicle? We can help. At Intercity State Bank, we feature:

Car, Truck or Recreational Vehicle Loans

  • Customized terms to fit your situation
  • Fixed payments to make budgeting easier
  • No prepayment penalty
  • Payment by coupon or automatic deduction

Smart Option Student Loan® by Sallie Mae

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here. (This link will take you to Sallie Mae.com, an approved third-party partner of Intercity State Bank. Feel free to call your personal banker at the bank for more details.)